Retirement and pensions

With hardly a week going by without some new revelation on the so called 'pensions crisis', what action should you take with your existing pension plans and how should your planning be developed in order that you can retire with an adequate level of retirement income? Please contact us to discuss how we can advise you in this aspect of your planning.

The pension and annuity rules are changing. The need to plan for the future has not.

  • Pension changes

    Changes over the last 10 years have radically changed the pension rules.
  • Planning for retirement

    For many people their retirement plans have been interrupted by various falls in stock markets, low annuity rates and the recent lack of growth in the buy-to-let marketplace brought
  • Stakeholder pensions

    Stakeholder pension schemes are low-cost pensions meant for people without existing private pension arrangements. They were originally targeted at people who earn more than £10,000 a
  • Pension contributions and tax relief

    There are limits on how much can be invested in a pension scheme before a tax charge is payable.
  • Qualifying for a state pension

    The government has changed the age rules for qualification for the state pension. Currently the state pension age is between 60 and 65 for women and 65 for men. The changes mean
  • State pension deferral

    State pension deferral is the right to defer entitlement to the state pension. In return for deferring a lump sum accrues with interest added to the deferred entitlement at a rate
  • Pension credit

    Details of pension credits for the current year.

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